23-Year-Old's Check Scam Scheme At The Bank Fails Miserably

Police Watch
22 Apr 202440:45

Summary

TLDRThe transcript details an incident involving a 23-year-old man, Jose, who was caught attempting to cash fraudulent checks at a bank. The interaction begins with officers addressing Jose, ensuring he is not armed, and asking for his ID. Jose is evasive and claims to have been dropped off by a friend. The officers, having been tipped off about a potential fraudster, detain Jose and begin an investigation. The narrative unfolds as the bank staff and officers discuss Jose's activities across different branches, where he successfully cashed checks using false identification. The bank is able to recover some of the money, and the authorities are called to handle the situation. Jose is confronted and questioned about his actions, his associates, and the nature of the fraud. He admits to being desperate for money and not fully understanding the fraudulent nature of the checks he was cashing. The officers also contact the account holder, whose information was used in the fraud, and discuss the possibility of pressing charges. The account holder confirms the intention to prosecute, and the officers proceed with the case, acknowledging Jose's cooperation and the complexity of the situation involving multiple jurisdictions.

Takeaways

  • ๐Ÿ‘ฎ A 23-year-old man was caught attempting to cash fraudulent checks at a bank.
  • ๐Ÿ” The police were alerted about the suspect's description and name prior to his arrival at the bank.
  • ๐Ÿ—ฃ๏ธ The suspect, Jose, was cooperative with the officers and claimed to be unaware of the fraudulent nature of the checks.
  • ๐Ÿš— Jose arrived at the bank in a friend's car, who then left and was expected to return.
  • ๐Ÿ’ต Jose had successfully cashed a check for $1940 at a different bank branch earlier.
  • ๐Ÿ“ The suspect visited multiple bank branches in one day, attempting to cash checks at each location.
  • ๐Ÿ†” Jose presented a prepaid card without his name on it, which raised suspicion.
  • ๐Ÿฆ Bank employees at different branches communicated and alerted each other about the suspect's activities.
  • ๐Ÿ“ง The bank sent out emails warning of the fraud attempt after the suspect had already cashed checks.
  • ๐Ÿค Jose was detained, and the police arranged a phone call with the account holder, who agreed to press charges.
  • ๐Ÿ”— Jose had an outstanding warrant in Virginia for a similar crime, which would lead to his extradition after resolving local charges.

Q & A

  • What was the reason the police were called to the bank?

    -The police were called to the bank because a 23-year-old was attempting to cash fraudulent checks.

  • What was the suspect's initial reaction when the officer asked him to sit on the couch?

    -The suspect agreed to sit on the couch without any resistance and complied with the officer's request.

  • How did the bank employees become suspicious of the suspect?

    -The bank employees became suspicious after receiving an alert and description of the suspect from another branch where he had attempted the same fraudulent activity.

  • What was the suspect's response when asked if he was involved in similar activities at other banks?

    -The suspect initially played dumb and pretended not to know what the officers were talking about, but later admitted to being at multiple bank branches that day.

  • What was the role of the bank manager in identifying the suspect?

    -The bank manager at North Lake called another manager who had worked with her for many years to inform her about the suspect and his activities, which helped in apprehending him.

  • Why did the suspect claim to be nervous during the interaction with the police?

    -The suspect claimed to be a nervous person in general, but his nervous laughter and smile were interpreted by the officers as signs of discomfort due to being caught in the fraudulent act.

  • What was the amount of money the suspect successfully cashed at one of the bank branches?

    -The suspect successfully cashed a check for $1940 at one of the bank branches.

  • How did the bank handle the situation after the fraudulent check was cashed?

    -The bank involved in the fraudulent activity at Palm Beach Gardens intended to prosecute, and the affected account holder was in contact with his bank to address the issue and recover the money.

  • What was the suspect's explanation for his involvement in the fraudulent check-cashing scheme?

    -The suspect claimed that he was given the checks and told to cash them without being informed that they were fraudulent. He agreed to do it out of desperation for money.

  • Why did the suspect believe he was allowed to keep the money after cashing the checks?

    -The suspect was under the impression that he was entitled to keep the money because he was told he would not receive any money in return for cashing the checks, and he assumed the money he had was from his own work.

  • What was the suspect's awareness of the warrant for his arrest in Virginia?

    -The suspect was aware of the warrant for his arrest in Virginia, but he did not have detailed knowledge about the case or the specific charges against him.

Outlines

00:00

๐Ÿ‘ฎ Initial Police Encounter at the Bank

The first paragraph describes a tense situation where police officers are dealing with a 23-year-old man, later named Jose, at a bank. The officers were alerted about Jose attempting to cash fraudulent checks. They ask him to sit down and verify his identity, explaining that they are aware of his activities. Jose is evasive and the officers hint at his previous fraudulent actions at other banks. They emphasize the importance of honesty in their interaction.

05:01

๐Ÿ•ต๏ธโ€โ™€๏ธ Investigation into the Fraudulent Activity

The second paragraph details the investigation process. Andrea, a bank employee, explains how the suspect visited multiple bank branches and successfully cashed fraudulent checks at some. The bank staff communicated through emails and phone calls to alert each other about the suspect's activities. Andrea describes the suspect's appearance and how she recognized him when he entered her branch.

10:01

๐Ÿ“ž Coordination Between Bank Branches

In the third paragraph, the focus is on the communication between different bank branches regarding the suspect's fraudulent activities. The suspect's actions at various branches are discussed, including the amounts he managed to cash and the alertness of the bank staff. The narrative includes a bank employee's recollection of the suspect's behavior and the subsequent police involvement.

15:01

๐Ÿฆ Victim's Account and Police Involvement

The fourth paragraph involves a phone call with a bank customer, whose account was used for the fraudulent checks. The police officer informs the customer about the incident, confirms the unauthorized use of their account, and asks for their permission to prosecute. The customer agrees to cooperate, and the officer outlines the steps for recovering the money and the process for pressing charges.

20:03

๐Ÿค” Discovery of Missing Payments and Security Breach

The fifth paragraph features a conversation with a bank customer, William, who noticed missing payments from his account. He reports the issue to his local bank and later receives emails about changes to his account's contact information. William confirms his willingness to prosecute and agrees to provide his email for further correspondence with the detective.

25:04

๐Ÿš“ Detainee's Account of the Scheme

In the sixth paragraph, the police interview the suspect, who explains that he was given checks and told to cash them without knowing they were fraudulent. The suspect claims he was desperate for money and didn't question the legitimacy of the checks. He describes his encounters with the individuals who provided him the checks and his actions at the banks.

30:05

๐Ÿค Finalizing the Investigation and Next Steps

The seventh paragraph concludes the interaction between the police and the suspect. The suspect is informed about the warrant for his arrest and the extradition process. He is told that he will not be eligible for bail due to the warrant from Virginia. The suspect is given the opportunity to call his mother, and the police express appreciation for his cooperation.

35:06

๐Ÿ“ฑ Request for Contact Information

The final paragraph involves the police asking the suspect if he has any contact information that could lead them to the individuals who were part of the fraudulent scheme. The suspect indicates he does not, and the police respect his privacy regarding his phone. The suspect is appreciative of the police's conduct throughout the interaction.

Mindmap

Keywords

๐Ÿ’กFraudulent checks

Fraudulent checks refer to documents that appear to be legitimate checks but are actually fake, often used in scams to deceive financial institutions or individuals. In the script, a 23-year-old individual is attempting to cash fraudulent checks at a bank, which is the central incident around which the narrative revolves.

๐Ÿ’กPat down

A pat down is a security procedure where a person is physically touched or tapped by another to check for concealed weapons or other contraband. It is a common safety measure by law enforcement during arrests or investigations. In the script, the officer asks to pat down the individual to ensure no weapons are present before proceeding with the questioning.

๐Ÿ’กID

ID stands for identification, which is a form of documentation used to verify a person's identity. In the context of the video, the officer asks for the individual's ID to confirm his identity during the investigation of the fraudulent checks.

๐Ÿ’กWarrant

A warrant is a legal document issued by a court that authorizes law enforcement to make an arrest, conduct a search, or seize property. The script mentions a warrant for the individual's arrest from Virginia, indicating a prior legal issue that adds complexity to the current situation.

๐Ÿ’กExtradition

Extradition is the process by which a person is handed over by one jurisdiction to another, typically to face criminal charges. The term is used in the script when explaining to the individual that he will be sent to Virginia to face charges there after resolving his current case.

๐Ÿ’กBank branch

A bank branch refers to a local office or location of a bank where customers can conduct financial transactions. The script discusses multiple bank branches, indicating that the fraudulent activity took place across several locations.

๐Ÿ’กCash a check

To cash a check means to convert a check into cash at a bank or other financial institution. In the video, the individual is attempting to cash fraudulent checks, which is the main reason for his interaction with the police.

๐Ÿ’กPrepaid card

A prepaid card is a payment card that is loaded with a predetermined amount of money and can be used to make purchases or withdraw cash. In the script, a prepaid card is mentioned as a method of storing and accessing funds.

๐Ÿ’กAccount number

An account number is a unique identifier used by financial institutions to identify an individual's bank or financial account. In the context of the script, the individual's account number is used on the fraudulent checks, leading to the detection of the crime.

๐Ÿ’กProsecute

To prosecute means to initiate and conduct a legal case against someone in a court of law, usually for criminal activity. The script involves a discussion about whether the victim of the fraud wants to press charges against the suspect.

๐Ÿ’กMiranda Rights

Miranda Rights are a set of rights that must be read to a suspect in police custody in the United States, informing them of their rights, including the right to remain silent and to have an attorney. The script mentions that the individual's Miranda Rights were read to him, indicating he was taken into custody.

Highlights

Multiple officers were called to the bank due to a 23-year-old attempting to cash fraudulent checks.

The suspect, Jose, was cooperative and claimed not to have any weapons on him.

Jose was asked to sit on a couch for a discussion, and he provided his ID to the officers.

The officers were alerted about Jose due to a description provided by a caller.

Jose arrived at the bank in a friend's car and was unsure of the friend's whereabouts afterward.

Jose had a prepaid card without his name on it, which raised suspicion.

The officers had information about Jose's activities at multiple bank branches.

Jose was not forthcoming about who was picking him up and seemed to be withholding information.

The officers discussed the suspect's actions at different bank branches and the communication between branches.

An email alert system was in place between branches to warn of potential fraud.

The suspect cashed a check for $1940 at one of the branches using fraudulent means.

The bank at North Lake was aware of the fraud and had called the police.

The suspect was arrested at the bank, and the officers recovered the cash he obtained from the fraud.

The victim of the fraud, William, was contacted and confirmed that he did not authorize the check.

William's bank account had been compromised, with attempts to change contact information and passwords.

The suspect, Alexis, admitted to cashing fraudulent checks for money without knowing the details of the scheme.

Alexis was aware of a warrant for his arrest in Virginia but did not have details about the charges.

The officers offered Alexis the opportunity to call his mom and explain the situation.

Transcripts

00:00

on February 1st 2023 multiple officers

00:03

were called to the bank regarding a

00:04

23-year-old who was attempting to cash

00:06

fraudulent

00:11

checks yeah he's

00:14

here thank

00:16

you what's going on bud what's up man

00:19

how you

00:21

doing you do me a favor yeah come hear

00:24

with me real quick you don't have any

00:25

weapons on you right no no no no weapons

00:27

you mind if I pat you down real quicke

00:33

everything F yeah yeah we're going to

00:34

talk about it out here just do me a

00:36

favor come grab your stuff we're going

00:38

to come sit on this couch right here

00:39

real quick all right you got your ID on

00:41

you yeah I got my

00:42

ID I have ID you mind bringing it over

00:45

here to

00:49

me BR 6 10

00:55

12 put your phone in

00:58

here what's your first name bud Jose

01:00

Jose yeah okay what's your last name

01:03

good man yeah I'm gonna explain it to

01:05

you in a second all right he trying to

01:07

catch TR for

01:09

some same guy yes same ID presented um I

01:14

wouldn't know what what made you alert

01:16

they gave you a name pal called us and

01:17

told what look for the name or

01:20

description description description and

01:22

that's how

01:25

us what's going on today everything good

01:28

man just

01:30

here here what my everything good you

01:35

get what how'd you get here oh I got

01:38

here how how oh in the car where car

01:41

where car I don't I came in a friend's

01:44

car let me guess they're gone I don't

01:46

know where they was

01:48

it like a nan a gr Nissan a great

01:54

Nissan they drop you off yeah he dropped

01:57

me off and where did he go Nissan is he

02:00

coming back to pick you up I guess so

02:04

when when I tell him to tell them to

02:09

comeb what are those that another ID

02:12

yeah I

02:15

res this year yours yeah why there no

02:19

name on show a prepaid card it's a

02:22

prepaid card yeah you pre-load money on

02:25

to it yeah just trer some money that's

02:34

where you from from hi wow what brings

02:37

you all way to pom Gardens just came

02:39

came

02:45

here why why are you telling me H cuz

02:49

this is not our first day oh come on bro

02:52

it's not our first day no no I'm not I'm

02:55

not I'm not so being being listen listen

02:57

I'm not insulting your intelligence my I

03:00

hope not and don't call me my dear it's

03:01

officer oh I'm sorry sorry I'm sorry

03:04

okay Officer

03:08

um the primary officer will will come in

03:11

and talk with you but just so you know

03:12

honesty goes a very long way with us all

03:15

right I again okay so if you tell us why

03:17

you're up

03:19

here yeah might that might

03:23

help we all know why you're up here

03:25

right playing stupid and dumb and

03:28

oblivious I'm not I'm not stupid I'm not

03:30

saying you are but I was playing playing

03:31

like it like acting like you we don't

03:34

like you don't know what we're talking

03:35

about why we're here oh come on that's

03:39

the you want to go with no man

03:41

I don't talk you bullshitting

03:43

right now cuz the smile on your face

03:45

tells me otherwise like I told you my

03:48

smile what do you want me to do cry me

03:51

to put you this way this is you've been

03:52

up in this area between North Lake and

03:54

here yeah this a't the first bank you've

03:56

been at today

04:00

yeah so like I said we know we know what

04:03

the deal we know so he'll talk to you in

04:05

a minute he'll lay everything out we'll

04:07

go from there all

04:13

right who's Samuel do picking you up oh

04:16

that's a no that's a friend of mine

04:19

you're a busy

04:20

person I wish man who's picking you up

04:24

what who's coming to pick you up where

04:25

they at my friend where is he I don't

04:27

know you want to play The Bull games we

04:29

can play the I where he at man I'm not

04:31

pretty no what time is he com back what

04:33

time is he supposed to pick you up with

04:35

the time when I call him I'm done I was

04:37

supposed to grab something to

04:39

eat so where's he at I can't I I don't

04:43

know man tell you I was supposed to grab

04:45

something to eat sit down eat where you

04:47

going to grab something to eat at right

04:50

here I don't know what's right there

04:51

place over there I don't know what place

04:53

is it I don't know where I'm going to P

04:55

what do you mean that's what I

04:57

you're disrespecting me right now no I'm

05:00

me that that that I was full of

05:03

what I'm saying you're lying to us

05:04

you're lying that's not a that's that's

05:06

not a way to like to tell me like you're

05:10

you're full of I'm sorry you're ly

05:12

that's a disect I don't mean to tell you

05:14

full of you're lying man leave it

05:15

like that just leave it like

05:19

that you don't know me I don't know you

05:22

you know I know enough to know you're

05:24

lying that's your

05:32

sorry about that no no no you're good

05:33

you're Andrea yes I am okay so uh real

05:36

quick you want raising your right hand

05:37

for me you swear everything you're going

05:38

to tell me is truth and nothing about

05:40

the truth everything that I know is the

05:41

truth awesome so kind of give me the

05:43

rundown what's going on right now so um

05:47

we have a system where some comes in a

05:49

branch sent out and her out branches

05:53

okay so he went first to Boon today yeah

05:57

okay and in Boon let him go away he went

06:01

to um North Lake and the new Branch

06:04

would just open there where on North

06:06

Lake is that right by the Costco okay

06:09

mhm and so they let him get 1950 but

06:12

after because the phone numbers were

06:14

just changed they didn't do a doe

06:15

diligence so we got 1940 my apologize

06:18

and then she called me cuz I used to

06:20

work with her a long time she's like

06:22

Andrea I just messed up I said what did

06:24

you do because afterward the emails

06:26

start coming from Boon and Lort all the

06:29

BR as he went to before and he got away

06:33

so then she realized she's like you see

06:35

that emails that just came out and I

06:36

said yeah she said he just left here and

06:39

I gave him 1940 I'm like girl do you

06:42

guys have this person's information the

06:45

one you did another customer before too

06:48

this is the one you got the money from

06:51

before this gentleman this account you

06:55

got the money from before so basically

06:56

the with more than one accounts

06:59

at our bank across from CostCo it's ours

07:01

as well he tried to actually check on a

07:03

different name same guy same guy

07:05

different name that's what they're

07:06

telling us at the front that's how they

07:07

alerted on him is there anybody that can

07:09

go down there one of us can probably

07:11

break it that's it's right by the they

07:13

just rebuil we'll see if we can have

07:14

somebody go down there cuz I'll take

07:15

this one m and then we

07:18

have all three of you can you raise your

07:20

right you swear everything you tell me

07:22

going to be the truth nothing about the

07:23

truth yes perect sir all right so go

07:25

ahead and run me through what happened

07:26

he walked into the branch he came to the

07:28

transaction by the that's the T Station

07:31

Branch looks a little different we asked

07:33

for his ID he gave the ID he said he

07:35

needs to cash a check it said kitchen

07:38

cabinet on like the left side the memo

07:41

she said oh you do kitchen work he said

07:44

yes I said we got to ask you a few

07:46

questions before we cashed the check so

07:48

I had to ask him for Social Security

07:51

make sure the information was correct

07:52

that he was provid is this the check

07:54

here no where is the check back at my

07:58

Branch I didn't know I

08:00

it I'm sorry I thought you just needed

08:02

me to come here I misunderstood what you

08:04

need that's fine if anything we can get

08:05

someone over there okay and then um

08:09

cashed it boom he walked out and then he

08:11

came here and then what happened here so

08:14

when he came when he left North Lake um

08:17

the manager over there not her another

08:18

manager I worked with many years she

08:20

called me and she said did you see the

08:22

email that Francisco sent out and I said

08:25

yes she said he was just here and we

08:27

gave him money I said what what would

08:29

you do that she says uh and then she

08:32

described him to me she says a shorter

08:35

Hispanic guys in blue shirt blue jeans

08:37

and um piercing on his face so I said

08:40

okay um cuz he had gone to previous bank

08:44

so the other branch manager in Lakeworth

08:46

sent out an email when he left Lakeworth

08:49

but she before he went to that Branch

08:52

before the email came up but I got it

08:54

before he came here so then Lisa called

08:56

me and while I'm talking to you it's so

08:59

funny he walked right in I'm like oh

09:01

that's I no I was telling them about

09:03

what Lisa was saying and then he walked

09:05

in and that say so I asked him and he

09:08

says you only need to cash a check I

09:09

said okay Brianna will be more than

09:11

happy to assist you Brianna is the

09:13

teller and he went up to Brianna so I

09:16

said I have to come around and help you

09:17

Brianna cuz I wanted to let her know who

09:19

he is and I went around and I I said

09:23

that's him I was just telling about

09:25

don't cash it but I pretend like I'm

09:27

coming so then I run to her I said

09:29

please right away so she you you were

09:32

the one helping him here no no so you're

09:34

from the other Branch as well so you the

09:36

one helping here Bri is okay I'll talk

09:39

to her after this stay there so she was

09:42

she was helping her him here and then

09:44

you obviously read the email you came

09:46

around to confirm that it was him at

09:48

that time you did actually when I read

09:51

the email he wasn't here yet so I

09:53

already email and went out now and was

09:55

talking to them because the other lady

09:57

just called me and we were on the phone

09:58

so I went out tell him everything while

10:00

we were talking he walked in oh okay so

10:04

as you were getting this information

10:05

that he just did this to the the

10:07

location on North Lake M you saw him

10:09

walk in then you called us yes perfect

10:13

and you two are both from the North Lake

10:14

M okay all right let me uh speak to her

10:18

about what time did he would you say

10:20

that he came at 1 you can check are you

10:23

able to pull records Andrea check the

10:26

transaction history where's my phone

10:29

that to you right is there like a like a

10:32

sheet like a transaction you can maybe

10:33

print out or something that'll give the

10:35

time stamp went North Lake

10:39

yeah it's 12 no 12 1:00 on the 1:00 he

10:44

went to North Lake 1220 he was at a

10:47

different location which was West was in

10:49

West Palm 1220 yeah and then he went to

10:52

North he went to Bon then to L Lake

10:56

Worth they didn't do anything when he

10:58

went to West pal he got cash for the

11:00

first time went to their Branch got cash

11:02

and then came here they five

11:07

branches and for the North Lake Branch

11:09

you want to prosecute correct that's

11:11

what we do here Fifth Third correct yes

11:13

ma'am okay um so just go ahead and go

11:17

through what happened um well we had got

11:20

an email from them saying from North p i

11:23

mean from North that somebody name but

11:26

it was under but he had they gave kind

11:27

of a description of him so we were

11:30

literally in the Andrew was literally

11:32

standing there talking about what was

11:34

going on um and he walked through the

11:36

door so when he walked through the door

11:38

she said hey um I'm going to have to

11:41

help her because I'm new but that was

11:43

the flat I am new but it was the flag

11:45

that don't that's him so she came around

11:47

the corner said that's the guy he handed

11:49

me his ID and he handed me the check um

11:52

and then he wasn't a f or customer so we

11:54

were like oh we're going to have to kind

11:56

of create a profile but we already knew

11:57

who he was that time so we were just

11:58

kind of stalling right and then I was

12:00

like so what brings you you know you're

12:02

fromia while you're down here and he

12:04

said he was working on cabinets and he

12:06

does cabinets which then if you look on

12:08

the check that's the check reflected um

12:10

and then that was pretty much it yeah

12:12

well I wasn't I just interacted with him

12:15

physically to him talking to him while

12:18

Talia and Andrea were talking but he's

12:21

dumb because let me tell you something

12:22

they went back there and were talking

12:24

about you know what was happening and

12:25

then calling you guys and then they

12:27

walked that man just turn and set now

12:30

like you're an idiot um but yeah and

12:34

then that was pretty much what happened

12:36

like you guys came in a few minutes he

12:38

was talking about cabinets we distracted

12:39

him you were here all right easy peasy

12:42

thank you you're welcome they're talking

12:45

about oh multiple I think

12:48

jurisdictions five

12:50

total five

12:52

one we're not talking to you you know

12:55

what know what yeah Oh what now you want

12:58

to hop bad it is how bad you messed up

13:00

exactly

13:05

what like said it's best to be honest

13:08

with us fight

13:11

what come on man and he laughs like

13:14

that's like the crazy

13:16

part when people laughs doesn't mean

13:18

they Happ it means you're nervous it

13:20

means you're n exactly I I am nervous I

13:24

swep my hands and you're and you're you

13:26

you have a nervous laugh a nervous smile

13:30

but about what I already

13:33

hear to the Handcuff right as soon as we

13:36

all walked in he started laughing at us

13:39

no not yall I'm not laughing at y'all no

13:42

okay I know you're not laughing at us no

13:44

no don't get it like that that's a

13:47

nervous laugh I've been respectful you

13:50

have been and we appreciate that I'm not

13:52

saying you're laughing at us it's a

13:53

nervous laugh it's a nervous smile all

13:55

right I'm a nervous person well you

13:57

messed up today and that's why nervous

13:59

cuz you know what happened you know what

14:00

you did we know what you did that's why

14:01

we're here that's me being honest with

14:03

you that's not me lying to you that's

14:05

not me that's me being straight up I get

14:07

no I just want you to know I'm not

14:08

laughing at you guys hey just look at me

14:11

real quick is any

14:12

camera face me I was going to count your

14:14

money right in front of you all right

14:17

that's perfect thank you very

14:19

much

14:22

seven there's eight

14:25

802 perfect man thank you there go

14:32

who dropped you on I don't know his name

14:35

you don't know his name so you just got

14:37

in a car with some homeboy yeah and just

14:39

took a ride up here

14:43

yeah tell

14:48

you that sounds like that was your first

14:50

bad

14:51

decision

14:53

yeah I guess so

15:01

yeah who's who's your friend R he won't

15:03

tell us oh you don't know what kind of

15:04

car is he driving so we could tell him

15:05

to come pick you up he he he drives I

15:08

already told you got a great n on my a

15:10

great

15:12

Nan why don't you call him tell him pick

15:14

you up I'm not going to call him turn

15:16

pick up what not right now I feel

15:19

uncomfortable those aren

15:22

made no you you you put really they're

15:25

not they're not that after running a

15:28

check on the man's name a warrant was

15:30

found for his arrest in Virginia for the

15:32

same type of

15:34

[Music]

15:38

crime that's a bad thing we went to

15:40

Virginia

15:41

huh in Virginia warrant he pass through

15:45

on the way to New York yeah just went to

15:46

New York just you just passed through

15:48

and they like oh Jose's here let's give

15:49

him a warrant just because a war

15:53

Virginia yeah yeah this is the first

15:56

time I like what you do in Virginia

15:59

I the same thing I

16:01

passed went to New York a couple banks

16:05

man what do you

16:07

mean well Virginia knows they got a

16:10

judge to sign it so yeah game

16:15

over this is Officer Shu with Palm Beach

16:17

Gardens Police Department with which

16:19

Police Department Palm Beach Gardens

16:22

Palm Beach

16:26

Gard there's police Palm Beach police

16:30

department calling for you I have a

16:32

feeling it has to do with the account

16:35

just to say hello

16:37

just they both already know about this

16:40

officer second pal Gardens Police

16:42

Department um it seems to me that you're

16:44

already aware that somebody's been

16:45

trying to fraudulently use your

16:48

information that's great so down here in

16:51

Palm Beach Gardens one of our one of the

16:53

banks in our city um he was actually

16:55

able to successfully use your

16:56

information to uh cash a check in with

17:00

in your name with your account number

17:02

and all that um we have the we have the

17:05

suspect and and we're wondering

17:07

obviously you did not give this person

17:09

permission anything of that of that

17:12

nature to do to do this

17:14

correct that's correct okay and would

17:16

you like to prosecute for

17:18

this what was the amount of the check

17:21

I'm sorry how much was the check

17:25

for, 1940

17:29

okay um you know I've been in touch with

17:31

my bank um we have a joint

17:33

account and um I noticed that this

17:37

person tried twice before y yes in West

17:41

Palm in West Palm Beach I believe in

17:44

Boon Beach which is a whole separate

17:48

jurisdiction okay um was the check

17:52

successfully cashed or not yes and in

17:54

and in our jurisdiction at Palm Beach

17:56

Gardens the check was successfully

17:58

cashed for

18:00

1,2

18:02

$91 she was two CHS right here talk

18:05

about 1941 I think was what it was right

18:08

yes okay now um questions first of all

18:12

to prosecute do we have to be further

18:14

involved in the

18:17

that um no no okay and how do we get

18:22

that money back the branch will take

18:24

care of the branch will take care of

18:26

that which branch your branch or the the

18:30

the the bank we down there in Florida

18:33

the the fifth bank we're going to

18:34

recover the money Third Bank

18:36

yes in okay so the fifth bank here in

18:39

Tennessee will take care of that just

18:41

you just call just call yeah ma'am we

18:43

already

18:44

recovered yes this is basically what

18:47

happened to in a nutshell someone grab a

18:50

hold of your checks made one out to

18:52

himself he got payment for it and he's

18:55

been doing this all over the county okay

18:57

yeah yeah um Third Bank basically

19:00

communicated between themselves saying

19:02

hey this is a guy he might be coming and

19:03

trying to cash some checks we caught wi

19:05

of it and we were able to arrest him

19:07

after he cashed your check and recovered

19:09

the money so basically what the officer

19:12

is asking you will you press charges for

19:13

this guy will you have him placed into

19:15

jail for what he did yeah yeah okay all

19:20

right so um we're going to need all your

19:22

information and we'll probably going to

19:25

be taking a statement from you it's

19:26

going to be on our camera but it's going

19:29

to be

19:30

basically um over the phone so the

19:34

officer is going to swear you in and

19:36

you're going to explain to him uh all

19:38

the uh F and stuff that been going on in

19:40

your account and at the end whether or

19:42

not you want to prosecute

19:44

okay okay we thank you so much for your

19:46

cooperation ma'am you're doing a good

19:48

doing a good thing thank you you

19:51

do all right ma'am um so do you swear

19:55

that everything you're going to tell me

19:56

is the truth and nothing but the truth

19:59

yes okay so go ahead and ex uh what's

20:02

what's your name your full name and date

20:04

of

20:06

birth all right William do you swear

20:08

that everything you tell me is the truth

20:09

and nothing but the truth I sure do all

20:12

right so go ahead and tell me what's

20:13

been going on with your bank

20:16

account um I think I can speak better he

20:19

has a bit of a hearing

20:22

problem okay is that all right if I

20:24

speak for him no yeah that's fine she

20:27

okay well last week I became aware that

20:32

five check payments to different

20:34

creditors such as our cable company our

20:37

electric company couple of stores were

20:41

not paid and so I went to our local

20:44

branch you said we're not you said we're

20:46

not they were not received by the

20:49

creditors the electric company didn't

20:51

get their payment the uh department

20:52

store didn't get their payment the cable

20:54

company didn't get their

20:56

payment so I assumed that the check X

20:58

had been lost or stolen in the mail M I

21:03

went to our bank our Branch local branch

21:06

and put stop payments on five

21:13

checks I thought that was hopefully the

21:16

end of the

21:18

story this

21:20

morning I received emails from the Third

21:24

Bank saying

21:26

that um contacting information had been

21:30

changed that that you said that was this

21:32

morning correct yeah I got the email

21:35

this

21:36

morning the contact

21:38

information I'm sorry my contact

21:41

information had been

21:43

changed that um uh a pin a password

21:49

reset had been

21:51

initiated and uh user ID uh request had

21:55

been to change the user ID had been

21:57

initiated

22:00

if I if I gave you my email would you be

22:01

able to email that forward that email to

22:04

me uh yeah I I could I could do that

22:08

okay forward you the emails from the

22:10

bank yeah the on the one that that has

22:12

in writing that your password and

22:14

everything was reset this morning okay

22:16

go ahead what's your

22:18

email bgarden florida.com yep all right

22:23

all right so so this morning you

22:24

received the the contact info that had

22:27

been changed for your past

22:28

[Music]

22:30

password yeah um that my contact

22:32

information have been changed a

22:34

different phone

22:35

number area code was now in my personal

22:40

information and um someone had tried to

22:44

initiate a user ID

22:48

and password

22:54

change someone try to initiate user ID

22:57

and password

22:59

yes change uhhuh that was three separate

23:01

emails that I got okay if you could just

23:03

forward those to me and then uh I'll

23:06

send them to you all right perfect and

23:09

then if I could just ask if he wants to

23:13

prosecute uh yes oh once again he's

23:17

here yes I sure do want to press a

23:20

hearing all right thank you very much if

23:21

I have any more questions I'll will be

23:23

certain to give you a phone call okay

23:25

and I'll get those emails to you shortly

23:27

thank you thank

23:31

you turn around buddy

23:36

$82 no uh 19 1900 times 2 yeah 1940 time

23:41

I think it's

23:53

1940 how do you got

23:56

here H Che car in the car yours no no

24:01

we're trying to figure out who Buddy's

24:02

trying to come pick him up is they going

24:04

to come pick you up no I don't I don't

24:06

think so no why not he saw the cop here

24:09

no I don't know cuz I was supposed to

24:11

call him okay he wouldn't answer the

24:13

phone Char we call in a minute my name

24:16

is Alexis I'm a detective here with page

24:19

Gardens and um I hear you've been very

24:23

Cooperative with everything um and that

24:26

you be willing to speak with me is that

24:28

true

24:29

yeah okay um and you were read your

24:31

Miranda Rights earlier today okay and do

24:34

you still understand your rights yeah do

24:37

you need me to read them to you again

24:39

that's fine okay um and you are willing

24:41

to talk to me yeah why what have for

24:45

what you have absolutely I mean you can

24:47

only speak on what you know right okay

24:50

um please raise your right hand and

24:51

state your name all right tell me what

24:53

happened

24:54

today I got picked up today uh and I

24:59

went I came over here and they give me

25:01

the checks they didn't tell me were

25:04

fraud or nothing they just give me the

25:05

checks told me to change them and I went

25:09

ready

25:09

to is this something you've done before

25:13

no no and so how did you meet these

25:17

people uh they're a friends were friends

25:19

but I really don't know them that much

25:22

so how did

25:25

you just out of the blue they texted you

25:27

and said hey we we need a favor they no

25:30

they just came to to where I was at

25:32

where was that that was next to my house

25:34

in the gas station and you're done hiia

25:36

yeah okay and they came up to you or you

25:39

guys you guys they offer me and I say

25:42

yes okay what did they offer you to to

25:45

to work they should say you to work yeah

25:47

and when I got there he just give me the

25:49

checks and told me to go right here so

25:52

I'm very familiar with this process but

25:55

I kind of need you to spell it out for

25:56

me as if I have no idea what's going on

25:58

okay

26:00

um when they met up with you were you

26:02

supposed to get money in return for

26:04

doing it or drugs no no none of that so

26:07

what were you making out of it money

26:08

money how much were you supposed to get

26:10

off off of each check we didn't talk

26:11

about it you didn't talk about it so you

26:13

had no idea what you were working with

26:15

no so then why did you agree to do it CU

26:16

I was desperate

26:18

for making the money but you had no idea

26:21

how much you were going to make off of

26:22

each transaction and this is your first

26:24

time doing it yes here in Florida yeah

26:28

okay what about any other state maybe

26:31

I'm not going to ask you questions I

26:32

don't know the answers to so you've been

26:34

very

26:35

honest but I know you know more okay so

26:39

let's keep going so you met them with

26:41

the gas station in halia yeah did they

26:44

drive to you yeah and how did you get

26:46

there how do I get where to the gas

26:48

station I walked you walked and then you

26:51

were in their car the whole time yeah

26:53

what kind of car did they drive where gr

26:55

Nissan gr Nissan is it their car or rent

26:58

I really don't know you don't know how

26:59

many people were in the car me and

27:01

another person another guy doing the

27:03

same thing or the driver just another

27:06

person yeah doing the same thing maybe

27:09

yeah yes yes I can't answer for you yeah

27:13

I guess they just driving me to

27:15

somewhere that's it okay what time this

27:17

morning did that start that start at 9

27:21

10 9 or 10 this morning okay and so

27:25

what's the guy that was driving you

27:26

around do you know his name no I really

27:27

don't know know him you don't know him

27:29

no not at all a black white hispanic he

27:33

was white yeah um did you call him by a

27:37

name or did he say a nickname or

27:38

anything of that nature we didn't talk

27:40

about that we he we didn't even speak

27:43

didn't speak you just got in the car

27:44

yeah and so the other guy that was with

27:46

you do you know him no I don't was he

27:48

white black Hispanic male female I tell

27:50

you yeah he was white white okay and you

27:54

guys got in the back seat yeah no I was

27:56

in the front seat uh-huh and the other

27:58

guy was in the back seat no no other guy

28:00

I said it was me and another person oh

28:02

the other person is the driver yeah okay

28:04

thank you for making me understand that

28:06

better um so what was the conversation

28:10

like on how was he explaining your job

28:12

your task yeah we just got to uh to the

28:14

bank and she he just hand me this and

28:16

tell me how you go and that's it changed

28:18

me Chang the that's it and then the

28:21

first bank was

28:23

where I don't really know cuz I don't

28:26

I'm not from here so how many Bank

28:28

things did you stop at today three okay

28:31

so we know two out of the three so where

28:33

was the third one the the two I got see

28:37

yeah went to

28:39

two yeah two or three two two B yeah

28:44

okay we we'll work on that a little bit

28:46

more in a second all right um so you go

28:50

to the First Bank yeah or you're in the

28:52

car are you using your own driver's

28:53

license no I don't have I can't drive so

28:56

okay your own ID card

28:58

yeah I have my license but I can't I

29:01

can't drive right now okay and that's

29:03

fine I don't care about you driving I I

29:05

don't I could get to shits about you

29:06

driving or not driving I'm talking about

29:08

did they give you a driver's license or

29:10

ID card with your name on it or did you

29:12

use your own that was mine yeah okay and

29:15

then they gave you a check yeah okay and

29:17

what did the check have on it the check

29:20

yeah did they give you a check to go

29:22

into the bank with yeah okay explain

29:24

that just a normal check with my name on

29:27

it and was that odd to you or

29:29

you don't really um I don't know don't

29:33

really just like I told you I just they

29:36

just give me that and I did my job and

29:38

that's

29:39

it okay so what did they say your job

29:41

was to do just go ahead and check and

29:44

cash out Cas out yeah so they said

29:46

they're going to get now I'm

29:47

paraphrasing because I'm trying to

29:49

understand and I don't want to put words

29:50

in your mouth that you did not say so

29:53

please correct me interrupt me say no

29:55

that's not right okay um

29:58

you get in the car we're going to take

30:00

you to a bank you're going to cash this

30:02

check that's it right they give you a

30:05

check with your name on it yeah you know

30:07

you didn't make that

30:09

money um from you didn't question the

30:12

check that they gave you who is it from

30:14

no not really not really no and your job

30:19

was to cash the check at the bank yeah

30:22

and then do what with the money once you

30:23

got out of the bank that's

30:25

it you get to keep all of the money no

30:28

okay so when you guys she send out the

30:31

money to to to his owner I guess okay um

30:35

when you got in back in the car for the

30:37

First Bank mhm cuz you're saying there's

30:39

only two mhm okay you actually got the

30:43

money you were successful correct yeah

30:46

okay um did he meet you around the

30:48

corner did you have to call him did you

30:50

say okay I'm I'm ready for pickup how'd

30:52

that work uh no I just he just waited me

30:56

outside and the S outside yeah

30:58

okay and so you got in the car and then

31:01

what was your what were you supposed to

31:02

do after that once you got the car I

31:04

said I told you I didn't ask no

31:06

questions no no did you give him all the

31:08

money yeah and did he give you any money

31:10

back no okay um that money that I had is

31:13

my money that's it's nothing nothing to

31:16

do with that was that legally earned no

31:18

rightfully earned yeah okay and how much

31:20

money did you have positive with that

31:21

okay I had uh

31:24

$82 $82 and was that from working yes

31:28

what do you do I work at warehouse okay

31:31

and they pay they pay me cash and

31:32

sometimes I like I clean cars and I'm

31:35

really good at okay good good good good

31:38

um and so that was successful right and

31:41

then you're off to do it again and so

31:44

what did do you know how long you were

31:45

supposed to be doing this it was a whole

31:46

day thing we

31:49

long um while you guys were driving did

31:52

he answer any phone

31:54

calls no not really maybe to his F I

31:59

don't know just a female on the other

32:01

line you heard a female yeah did he say

32:04

anything or hear anything that no about

32:07

what you're doing nothing about it

32:09

nothing okay um and then what happens

32:13

when you get to the one on us one just

32:15

got there got off the car and went to

32:18

the

32:20

bank and then how did they get involved

32:23

oh uh no not the uniform oh yeah

32:27

somebody came in just checked me and

32:30

just sit me down and that's it and then

32:32

what happened to your driver I don't

32:34

really know don't know did he did at any

32:37

point in time while you were in the bank

32:38

was your phone ringing yeah my phone was

32:41

ringing was it what no it was a friend

32:43

of mine

32:45

another it wasn't the friend that came

32:47

with me it was another friend yeah and

32:50

the one of you guys were saying that

32:52

that was my friend that was a friend he

32:54

was at his house he was just calling me

32:56

by FaceTime did he know what you you

32:57

were doing no don't really does anybody

32:59

know what you're doing no what about

33:01

your mom no especially not my mom what

33:04

would your mom say you were right here

33:06

right now I really don't want to talk

33:07

about it cuz she she has some some

33:11

really bad health

33:15

issues and that's the the most thing you

33:18

know that is bothering me right now that

33:20

is going through my mind and you live

33:22

with your mom yeah yeah

33:25

um and you don't want her to go back

33:27

with the pill issues because are you her

33:29

only

33:30

son um um yeah I'm I'm not her only son

33:34

favorite you're the favorite you're the

33:36

favorite don't say that every mom has a

33:39

favorite boy don't say that I'm telling

33:42

you you guys have a close relationship

33:45

yeah my my sister lives in New Mexico

33:48

okay you know she got her own

33:50

life okay I I have an A available to set

33:54

up you know have a relationship or

33:57

nothing

33:58

just live with my

33:59

mom that's good

34:03

um you have a

34:05

warrant are you aware of the warrant

34:07

yeah they told me it's was not I didn't

34:09

know about it okay did they explain to

34:12

you where it's from or who issued you

34:14

they told me to be Virginia or something

34:16

so tell me about Virginia yeah so I that

34:19

was a long time ago okay tell me about

34:22

it just I just went through to go to New

34:25

York you well what Happ what's the War I

34:27

know you have a warrant for Virginia who

34:29

they Virginia wants you um but I don't

34:32

know I have not done any homework on

34:34

that and that's the truth okay so I have

34:36

no idea is it a fraud warrant it sounds

34:39

like it's a 52 based on the language on

34:41

that okay so it's another like a check

34:42

fraud mhm does that sound familiar maybe

34:46

yeah come

34:48

on what do you want me to tell you the

34:50

truth I mean I'm not charging you but

34:52

you know that was a long time ago right

34:54

and you were on the run for a long while

34:57

I just knew about it how long ago

35:01

maybe that was 2021 earli 2021 not that

35:05

long ago yeah and were you doing the

35:08

exact same thing yeah okay and then how

35:11

were

35:13

you do you know but like I like I told

35:16

you I didn't know like it was fraud or

35:17

nothing just hey do this I wasn't like

35:21

in my mind it wasn't something that was

35:23

doing wrong it was just something like

35:25

hang out to me and be like hey do that's

35:28

it and that okay and that connection

35:32

that was made up what state Virginia yes

35:35

um was that the same connection that you

35:36

have down here what make same connection

35:39

so whoever put you to work in Virginia

35:41

those some different people different

35:43

different people but do they know

35:44

anything cuz I like I said I don't know

35:46

that case so I don't know if there's a

35:47

relationship between the two no none of

35:50

that none of that no okay just I you

35:53

know they handed it out to me I said

35:55

it's the the the same thing you know and

35:58

I did and I went but this one you know

36:00

it's the same thing as the one up there

36:01

no but I like I told you I didn't I

36:04

didn't know it was something for FES

36:05

just hanging that out to me and that's

36:07

it but what about this one again I

36:10

didn't know how what do you mean how do

36:12

you not know they just hand it out to me

36:15

if someone's issuing you a check for

36:17

work that you did not do and they're

36:20

having they're driving you around like I

36:22

told you I I don't know nothing about

36:24

this I really don't you were comfortable

36:26

of doing that

36:28

like I wasn't like on my mind I I wasn't

36:30

doing nothing wrong like I tell

36:38

you 22 23 about to be 23 okay when's

36:43

your

36:44

birthday

36:46

um in your phone yeah do you have these

36:49

people's contact number but you I know

36:53

then how would you talk to them cuz they

36:57

they they like I told you they wanted to

36:59

pick me up and that's it so who put you

37:01

saying yeah I'm here or yeah I'll do the

37:03

job for you no they was not talking on

37:06

the phone about it okay so how was the

37:08

how did how did they go down in halia

37:10

it's just that I I I usually like clean

37:13

cars in

37:14

theas in the corner of my house and they

37:17

just people want to find me I just could

37:19

go over there and I guess they find me

37:22

so they heard about I was really

37:23

frustrated because I was was cleaning

37:25

the cars and you know just pull up to me

37:29

so would you have any problems with us

37:31

going through your phone to confirm that

37:33

so we don't have to take your phone I'm

37:35

really not comfortable with

37:37

that okay so if there's any evidence on

37:40

there we'll have to keep your phone all

37:44

right um that's

37:46

fine you're okay with being out without

37:48

your

37:49

phone I guess I mean it could be as easy

37:52

as we can confirm that there's nothing

37:54

on there nothing leading us to the

37:55

bigger guy who we want

37:58

just say that again I'm sorry no no

38:00

nothing I

38:02

don't I'm okay with with everything we

38:05

talk all right okay that's fair

38:13

um or something else that you said I

38:15

wanted to touch

38:18

on do you understand what the

38:20

extradition warrant means do you

38:22

understand what that process means um

38:24

can't you explain me yeah so you'll be

38:27

booked into our County

38:29

jail and you'll sit on our charges once

38:32

they write everything up um and then

38:35

once your case is closed and finished

38:37

which will take some time all you'll be

38:39

sent to Virginia to do the same process

38:42

because Virginia wants you um you're not

38:45

going to be free to leave or bonded out

38:47

or any of that because you have so I

38:49

don't have a bount so I need to do my

38:52

time here then go and then you'll

38:54

they'll ship you off to Virginia and I'm

38:57

going to tell you that because we're

38:59

going to allow you to call your mom

39:01

thank you and your mom's going to want

39:02

to know that and I think you're going to

39:04

want to tell your mom what's going on

39:06

and that so sorry sorry for you don't

39:09

have to so you're telling me I don't

39:10

have no bond you're not going to have a

39:12

bond because Virginia wants you if you

39:13

didn't have a warrant for your

39:16

arrest you probably would have a

39:20

bond the warrant is what's keeping you

39:23

from being bonded out

39:25

tonight or even so tomorrow because

39:30

they're not going to let you free to

39:31

leave because Virginia has a warrant for

39:33

your

39:40

rest all right I think that's something

39:42

of you deserve to know especially if you

39:46

um are going to be calling your mom

39:49

thank you for that um appreciate it I

39:51

told them because you've been

39:52

cooperative and we've been cool and

39:53

nothing's happened I said once you get

39:55

back downstairs they'll give you that

39:56

right thank you okay that's nothing that

39:58

we um that's all I ask now and you've

40:01

been cool with us um we normally don't

40:03

do that but at at this point I don't see

40:05

why we can't do that for you okay I

40:08

respect that I respect you I respect you

40:10

thank you um

40:12

that I'm going to ask you one more time

40:15

and you tell me go pound sand yes or no

40:17

do you have a phone number for anyone

40:19

that could lead us to anything in your

40:22

phone that's tell you okay that's okay

40:25

do you have any questions for me

40:28

I don't think so